Hourly · Fee-only · Houston, TX

Financial and tax planning for families with complex lives

Mercer Street is an hourly, fee-only planning firm led by a CPA/PFS and CFP®. We coordinate your taxes, investments, business and estate decisions into one plan — and we publish exactly what it costs.

Schedule a consultation Services and fees

CPA/PFS
CFP®
Fiduciary
No commissions

Ryan Firth, CPA/PFS, CFP®, founder of Mercer Street — **Ryan Firth**, CPA/PFS, CFP®
Founder

Financial plan: $5,000; Flat fee for a personalized plan.
Implementation: $450/hr; Putting the plan into action with you.
Ad hoc planning: $600/hr; 2-hour ($1,200) minimum.
Asset minimum: None; Keep your accounts where they are.

Who we work with

Planning built for complicated situations

Business owners

Entity choice, owner compensation, cash reserves, and planning years ahead of a sale or liquidity event.

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Professionals with international lives

Cross-border planning for non-U.S. persons living in the U.S. and Americans with ties abroad.

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College-bound families

Funding education without derailing retirement, coordinated with your tax picture.

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Houston is home, but we work virtually with clients across the United States and abroad.

Why Mercer Street

Why work with a CPA financial planner?

A founding principle of the AICPA Statement on Standards in Personal Financial Planning Services and the CPA Code of Professional Conduct is to "always act in the best interest of the client."

As a fee-only financial advisor in Houston, we are fiduciaries. We state our fees clearly and upfront, we do not accept commissions, and we do not sell products. Our pricing is set up to be fair, logical, and transparent, so our interests stay aligned with yours.